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Rate Hikes and Rising Debt: Is Your Home Safe in the Eye of the Financial Storm?
Deerwood Realty and Friends
Deerwood Realty and Friends
Rate Hikes and Rising Debt: Is Your Home Safe in the Eye of the Financial Storm?
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In an economic landscape riddled with complexities, the ripple effect of the Federal Reserve’s aggressive interest rate hikes is becoming increasingly palpable. With rate increases spanning 525 basis points since March 2022, the financial ecosystem is feeling the heat. Household debt has soared to $17.06 trillion, with credit card balances hitting a staggering high of $1.03 trillion. On the bright side, the U.S. mortgage delinquency rates have surprisingly dipped to an all-time low, reflecting the strength of the job market and the enduring allure of low-interest home loans. Yet, as mortgage rates continue their upward trajectory, this dynamic could shift. Notably, seriously delinquent loans are at their lowest in 23 years, but how long can this trend hold amidst the overarching rate hikes? John Schink offers an insightful perspective on the current state of employment, emphasizing its resilience even in the face of the Fed’s strategies. Dive into the intricate web of economic indicators, housing market trends, and the challenges and opportunities they present for both homeowners and potential buyers in today’s market. #RateHikesImpact, #RealEstateTrends, #FinancialStorm2023

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Real Estate News and Commentary
https://www.cnn.com/2023/07/26/economy/fed-july-interest-rate-decision-final/index.html
https://www.newyorkfed.org/microeconomics/hhdc
https://www.reuters.com/markets/us/us-mortgage-delinquency-rates-fall-all-time-low-2023-08-10/

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