Mortgage Rates

The Lower Only Adjustable Rate Mortgage, What in the World?

Join John Schink of Deerwood Realty as he explores innovative mortgage solutions designed to stabilize homeownership and the economy. Delve into the benefits of Lower-Only Adjustable-Rate Mortgages (LO-ARMs) and Ratchet Mortgages, which offer automatic rate reductions without the risk of increased payments. Discover how these mortgage types can prevent negative equity traps, reduce refinancing costs, […]

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The Lower Only Adjustable Rate Mortgage, What in the World?

Real Estate, Video /

Join John Schink of Deerwood Realty as he explores innovative mortgage solutions designed to stabilize homeownership and the economy. Delve into the benefits of Lower-Only Adjustable-Rate Mortgages (LO-ARMs) and Ratchet Mortgages, which offer automatic rate reductions without the risk of increased payments. Discover how these mortgage types can prevent negative equity traps, reduce refinancing costs,

The Lower Only Adjustable Rate Mortgage, What in the World? Read More »

When Will The “Lock In” Effect End?

Real Estate, Video /

In this episode of Deerwood Realty, John explores the “housing market lock-in effect” and its far-reaching impacts on both current homeowners and aspiring buyers. According to Bank of America economists, the housing market will remain “stuck” until at least 2026, with home affordability unlikely to improve without a recession. We’ll delve into the factors driving

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The Housing Market in the United States is Odd

Real Estate, Video /

In this episode of the Deerwood Realty Show, John delves into the current trends shaking the housing market. Home sellers are slashing prices to attract buyers amidst waning demand, high mortgage rates, and rising inventory. We’ll explore the factors driving these changes, the potential implications for buyers and sellers, and what the future might hold

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